Financing
How To Use ShopPay, Klarna, or PayPal
1 | Pick your favorite cloud couch and add it to your cart.
2 | Select ShopPay, Klarna, or PayPal at checkout.
3 | Choose the option to pay in installments & get approved in minutes
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What is Shop Pay?
ShopPay is a great alternative to credit cards when it comes to finance options and it works well with online purchases. Choosing Shop Pay means that you can receive your purchase right away but you won’t have to pay for it in its entirety upfront. Instead, you can pay for your purchase in monthly installments.
What is required to qualify?
You'll need to provide your name, email, mobile phone number, birthday, and last four digits of your social. Next you will need to confirm your identity through an authorization code sent to your mobile phone.
Within seconds you will be notified of your loan details and you can choose the number of months you wish to pay off your loan and also the minimum payment required each month.
Does Shop Pay do a credit check?
Yes, but it will not affect your credit score. Affirm performs a ‘soft’ credit check to help verify your identity and determine eligibility for financing. This ‘soft’ credit check will not affect your credit score.
Have more questions?
For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com/.
Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: http://affirm.com/lender. Options depend on your purchase amount, and a down payment may be required. State notices to consumers http://www.affirm.com/licenses.